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What You Need to Know About Audits

  We have been seeing audits for our hydroelectric insurance clients become more and more commonplace. If you receive a quote from Energy Insurance and Bonds, we will notify you if your policy is auditable. If you are unsure, please make sure to check if the...

2020 Commercial Property Hydroelectric Outlook

In an effort to keep our clients informed on the status of the energy market, Energy Insurance & Bonds prepared this Commercial Property Outlook for 2020. The property insurance market started to turn in 2019. Catastrophic losses in the energy sector in the past...

Reporting A Loss

To report a loss or not report a loss.  That is the question. We are often asked by clients if they should report a property or  boiler and machinery loss even though they think the cost of repair is below the insurance deductible. Some of our clients are fearful that...

Flood Insurance For My Commercial Business

You have to have flood insurance if you want your property covered. Just because you may have a commercial property insurance policy, that doesn’t necessarily mean that you have flood insurance. Some property policies don’t offer flood. In fact, most don’t. Always check with your insurance agent or refer to your policy to see if flood coverage is included.

Should I Keep my Liability Insurance Policy?

When is it appropriate to drop your Commercial General Liability Insurance Coverage? The short answer is never, if you still own or have an insurable interest in your power generation project. We get asked from time to time by clients if it is okay to drop General...